Insurance & Retirement Strategies for Florida and Beyond
Better financial choices start with understanding your options.
Helping individuals and families understand their options for protecting what matters today while building a stronger financial future. From life insurance and retirement strategies to Medicare and long-term care, I make the complicated easier to understand—so you can make informed decisions with confidence.
Laura A. Flaherty — Independent Licensed Insurance Agent
EDUCATION FIRST. BETTER CHOICES.
Insurance and retirement strategies explained in a way that makes sense.
Build a stronger retirement
Explore strategies designed to help protect and grow your money, create tax-advantaged income, and make the most of what you've worked hard to build.
Protect what matters most
Life insurance solutions designed around you, your family, and your goals—because protecting the people you love isn't one-size-fits-all.
Navigate Medicare with confidence
Understand your Medicare, Medicare Advantage, Medigap and long-term care options so you can choose coverage that fits your healthcare needs, lifestyle, and budget.
Why choose Living Well Retire Better
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Licensed Insurance Professional
Laura Flaherty is a licensed independent insurance agent serving clients in Florida and other states where licensed, helping individuals and families explore insurance and retirement solutions that fit their needs.
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Independent & Client-Focused
As an independent insurance agent, I can explore options from multiple carriers and help you compare solutions based on your needs, goals, and budget.
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Education Comes First
My goal is to help you understand your options, ask the right questions, and make informed decisions that feel right for you and your family.
INSURANCE & RETIREMENT SOLUTIONS
Explore strategies designed for every stage of life
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Final Expense Insurance
Help protect your loved ones from the financial burden of funeral, burial, and other final expenses. Explore affordable coverage options designed to provide peace of mind and leave your family with one less thing to worry about.
Protect the people who depend on you during the years they may need it most. Term life can provide affordable coverage for a set period of time to help protect your family, income, mortgage, and other financial responsibilities.
Life insurance can do more than provide a death benefit. An IUL offers permanent life insurance protection with the added potential to build cash value based on an external market index, such as the S&P 500, without directly investing your money in the market.
Medicare doesn't have to feel overwhelming. Understand your Medicare Advantage, Medicare Supplement, Part D, and long-term care options so you can make informed choices based on your healthcare needs, lifestyle, and budget.
Discover how properly designed permanent life insurance can build accessible cash value that may be used for major purchases, opportunities, emergencies, or other financial needs—while your policy continues working toward your long-term goals.
Create more certainty in retirement with strategies designed to help protect your money and provide a reliable income stream. Explore annuity options that can help turn a portion of your retirement savings into income you can count on.
Explore strategies designed to help you keep more of what you've worked hard to build. Learn how different retirement and insurance options can work together to create greater tax efficiency, flexibility, and income for your future.
Product availability, features, eligibility, and underwriting requirements vary by state and carrier. Information provided is for educational purposes only.
Laura A. Flaherty
Independent Licensed Insurance Agent
Living Well Retire Better
Life & Health Insurance
Medicare & Retirement Strategies
Licensed in Florida and additional states
Laura A. Flaherty is an independent licensed insurance agent and founder of Living Well Retire Better. She believes life insurance can do more than many people realize. Her education-first approach helps individuals and families understand how life insurance can provide protection today while also exploring ways certain policies may support long-term financial and retirement goals. She focuses on making these concepts easier to understand so clients can weigh their options and make informed decisions that fit their needs and goals.
"Very helpful and informative. Saved me and my family and cared. Help us get way better insurance and affordable"
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Ocean ShainApr 28, 2025
★★★★★
"Working with Laura has been wonderful. She's very attentive, informative, and understanding. She's able to break down policies and help find one's that suit your needs. If you're looking into retirement plans Laura is your girl!"
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Brian FlahertyApr 20, 2025
★★★★★
"Working on obtaining my second IUL with Laura. She is very knowledgeable, professional and personable. She spent a lot of time determining what is wanted and putting together the perfect policy. Thank you Laura."
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Karen BickfordApr 12, 2025
★★★★★
"It's always a pleasure working with Laura. She is very straightforward and kind. She helped me move an IRA to a newer product and it went very smoothly."
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Traci ShaneMar 31, 2025
★★★★★
"I was very happy with Laura. She was not pushy, but informative about the products / services/ funds that are available to help build your retirement and plan better for the future. Since, I am newly retired I will definitely be using Laura and Living Well Retire Better. Now is the time to plan for your future. Don't wait!"
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Wendy VeitchMar 31, 2025
★★★★★
"Working with Laura Flaherty was great. Very professional. I would definitely recommend her to all of my family & friends."
All reviews are from Google and reflect real experiences from people I've helped.
